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Step-by-Step Guide to Creating a Budget You Can Actually Stick To
I know how daunting it can be to start a budget. Most people think a budget is…
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5 Questions to Ask Yourself About Debt and Spending
Do you feel like you are drowning in debt? Do you lay awake at night wondering how…

Sharon
Hi, my name is Sharon. I am so glad you found my page, Smart Cents with Shaye.
My journey with personal finance began when my husband and I committed to becoming consumer debt-free. After experiencing the freedom and empowerment that comes with taking control of our finances, I felt inspired to share what I’ve learned along the way.

