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What is Value Based Budgeting?
Value-Based Budgeting is about focusing on the “why” behind your spending. Value-Based Budgeting is a journey of…
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Holiday Budgeting
The holiday season is a time of joy, celebration, and, unfortunately, often overspending. Here are five practical…

Sharon
Hi, my name is Sharon. I am so glad you found my page, Smart Cents with Shaye.
My journey with personal finance began when my husband and I committed to becoming consumer debt-free. After experiencing the freedom and empowerment that comes with taking control of our finances, I felt inspired to share what I’ve learned along the way.